| Metric | POL | XLM |
|---|---|---|
| Institutional Score | 74/100 | 72/100 |
| Overall Rank | #5 | #7 |
| Archetype | Bank Infrastructure | Bank Infrastructure |
| Named Institutions | 10 | 10 |
| Spot ETF Status | none | filed |
| Data Confidence | high | medium |
Polygon (POL) holds a TokenSonar institutional adoption score of 74/100, ranking #5 of 27 tracked cryptocurrencies. Tracked institutional partners include JPMorgan Onyx/Kinexys, Mastercard, Franklin Templeton, BlackRock, Stripe, Visa.
Stellar (XLM) holds a TokenSonar institutional adoption score of 72/100, ranking #7. Tracked institutional partners include DTCC, Société Générale, Bermuda Government, Franklin Templeton, Visa, PayPal (PYUSD).
Polygon (74/100) and Stellar (72/100) are closely matched on institutional adoption. Polygon is classified as a Bank Infrastructure while Stellar is a Bank Infrastructure, so the better fit depends on which institutional thesis you're tracking rather than a clear adoption gap. Scores update twice daily based on regulatory filings, named bank deployments, ETF flows, and on-chain RWA data, not price action.